:root{--ink:#14213d;--muted:#60708a;--paper:#f7f9fc;--white:#fff;--accent:#e85d3f;--accent2:#f3a712;--line:#dfe5ee;--dark:#0c1528}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
a{color:inherit}img{max-width:100%}.wrap{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:900;font-size:1.35rem;text-decoration:none;letter-spacing:-.03em}.brand span{color:var(--accent)}
.links{display:flex;gap:20px;align-items:center}.links a{text-decoration:none;font-weight:650;font-size:.95rem}.links a:hover{color:var(--accent)}
.btn{display:inline-block;padding:12px 18px;border-radius:10px;background:var(--accent);color:white;text-decoration:none;font-weight:800;border:0;cursor:pointer}.btn.secondary{background:white;color:var(--ink);border:1px solid var(--line)}
.hero{padding:90px 0 76px;background:linear-gradient(135deg,#fff 0%,#fff6f2 52%,#fff9e9 100%)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;font-weight:900;color:var(--accent)}h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:.15em 0 .35em}h2{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.15;letter-spacing:-.035em;margin:0 0 16px}h3{margin:0 0 8px}
.lead{font-size:1.15rem;color:var(--muted);max-width:700px}.hero-card{background:var(--dark);color:white;padding:34px;border-radius:24px;box-shadow:0 24px 60px rgba(20,33,61,.18)}.hero-card p{color:#c9d3e5}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.section{padding:76px 0}.section.alt{background:var(--paper)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:18px;padding:26px;background:white}.card p{color:var(--muted);margin-bottom:0}.icon{font-size:1.5rem;margin-bottom:10px}
.band{background:var(--dark);color:white;padding:54px 0}.band p{color:#cbd5e5}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.list{padding-left:20px}.list li{margin:8px 0}.inner-hero{padding:62px 0;background:var(--paper)}.inner-hero h1{font-size:clamp(2.2rem,4vw,3.7rem)}
.form{display:grid;gap:14px}.form label{font-weight:750}.form input,.form textarea,.form select{width:100%;padding:13px 14px;border:1px solid #cbd4e2;border-radius:10px;font:inherit}.form textarea{min-height:140px;resize:vertical}.note{font-size:.9rem;color:var(--muted)}
footer{background:#08101f;color:#dce4f2;padding:44px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}.footer-grid a{color:#dce4f2}.small{font-size:.88rem;color:#9facbf}.legal h2{font-size:1.55rem;margin-top:34px}.legal h3{margin-top:24px}.legal p,.legal li{color:#44536a}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.badge{padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.82rem;font-weight:700}
.menu{display:none}
@media(max-width:800px){.hero-grid,.split,.grid3,.footer-grid{grid-template-columns:1fr}.links{display:none}.menu{display:block}.hero{padding-top:60px}.hero-card{margin-top:10px}}